Privacy-first finance • Local-first by default
Understand your money calmly and clearly. See what’s safe to spend, spot issues early, and plan the month without ads, trackers, or judgement. Works offline. Sync is optional and end to end encrypted.
Works offline No ads No trackers Manual or bank Runway foresight Encrypted sync (optional)
Tip
Use runway + foresights to get warnings before problems happen.
The product, at a glance Real screens. On device insights. Privacy explained clearly.
Join beta Your financial picture, on device
Foresights, patterns, subscriptions all computed locally.
SCROLL TO SEE MORE
Warnings before problems happen
Buffer low, spending accelerating, income changes all surfaced early.
SCROLL TO SEE MORE
Consent-driven, end-to-end encryption
Device-only by default. If you enable sync, encryption happens before upload.
SCROLL TO SEE MORE
Premium from the first moment
A finance tool should feel calm, trustworthy, and clear. Instantly.
Local-first Works offline No ads No trackers Optional encrypted sync
How Tally is different Most finance apps are built around tracking, ads, and nudges. Tally is built around calm clarity — with privacy as a first-class feature.
Local-first by default
Sovereignty Your data stays on your device. No background uploads. No silent analytics.
Runway beats budgets
Clarity Instead of guilt driven budgets, Tally shows what’s safe to spend and what’s coming next.
Privacy is a feature
Trust If you enable sync, encryption happens on device first. Server stores ciphertext only.
The promise
No shame. No manipulation. No selling your data. Just a calm financial picture you can trust.
What Tally helps with Built to be calm and clear with forecasting, recurring bills, and privacy first defaults.
Runway & foresight
Know what’s safe to spend and get early warnings before problems happen.
Recurring bills & salary
Set up direct debits and paydays so your month is predictable.
Manual first, bank optional
Track privately with manual entries. Connect a bank only if you want.
Cash-flow calendar
See bills and income plotted against your balance, always know what’s coming.
Subscriptions & ROI
Understand recurring costs and what’s worth keeping.
Mood & money (optional)
A gentle wellbeing layer, no judgement, no manipulation.
Privacy promise Device-only by default. If you enable multi-device sync, your data is encrypted on-device before upload and stored as ciphertext only.
Device-only → optional encrypted sync
Turning on sync changes your privacy model. Tally explains this clearly and requires consent — you stay in control.
Swipe Device-only → Encrypted sync
What we do (and don’t do)
No ads, no trackers, no third-party analytics. Local first by default. Works offline. Sync is optional and end to end encrypted. You can disable sync at any time. Cloud provider stores encrypted data (cannot read it).Join the closed beta Looking for ~100 testers who care about privacy and calm design. During beta, everyone gets Pro so we can focus on stability and premium polish.
What to test
Manual + recurring, runway, notifications, lock, onboarding clarity.
What you get
Full Pro access while testing. Fast iteration from feedback.
Privacy expectation
No hidden uploads. Sync is optional and consent-driven.